• Residents upset with ban on light-pole decorations (The Arizona Republic)
  Residents upset with new city guidelines on decorating streetlight poles.
• Residents upset with ban on light-pole decorations (The Arizona Republic)
  PEORIA – Neighborhood residents have loudly lambasted Peoria officials for imposing new guidelines that will ban most of their holiday decorations on city streetlight poles.
• BOLI: Break bread, not wage laws, with your employees (Corvallis Gazette Times)
  QUESTION: When an employee starts working for our restaurant, we require them to purchase uniforms. The uniforms are really more like costumes, specially made for our place, so they are a bit expensive. We have employees buy two of the uniforms so they can always have a clean one to wear.
• Agency credits ad for raising payments (Roanoke Times)
  52 people who were delinquent with support payments. The 52 people featured in the Sept. 29 ad did not appear for court dates in Roanoke, Roanoke County and Salem related to their failure to pay child support. They owed a total of just over $1 million.
• U. S. Treasury Officials Join Bankers in Schools Across the Nation to Promote Financial Education (United States Department of the Treasury)
  The U.S. Treasury partnered with the American Bankers Association Education Foundation today for the third annual Get Smart About Credit Day. Nine Treasury officials teamed up with bankers across the nation and visited nearly 900 students in high schools, universities and continuing education classes to teach students how to budget, use credit cards and build a positive payment history.
• Colorado State Judicial Branch –
  … about the rules & laws in Colorado for processing garnishments in County or District Court, case filing, form & fee …
• FAQ
  … > E-file. > Garnishments. > Historic Preservation Credit … regarding the service of income tax refund and/or credit garnishments, wage garnishments, or vendor garnishments …
• Garnishments
  Answers to Your Questions About. Garnishments. Excellence. In. Customer Service. Colorado Judicial Branch. http://www.courts.state.co.us. April 2002. If you win a case in small claims court, county court, or district court for an action … This brochure addresses garnishments. Ask the judgment debtor to pay you the money …
• Class Description: Garnishments Assistant
  Montgomery County Public Schools: Position Class Description: Garnishments Assistant … determinations on procedural matters regarding garnishments through interpretation of law, policies and … policy and procedures relating to garnishments and provides guidance to Call …
• Garnishments
  Payroll Services provides resources for sound financial decisions… Some of the more frequently asked questions regarding garnishments and their answers are listed below … please feel free to contact the Garnishments Desk by email at [email protected] …

Bankruptcy list (Pittsburgh Live)
Filed in U.S. Bankruptcy Court, Pittsburgh:

Delta Asks Bankruptcy Judge to Impose Deep Pay Cuts (RedNova)
By Russell Grantham, The Atlanta Journal-Constitution Nov. 2–Delta Air Lines has asked its bankruptcy judge to impose deep pay cuts, following seven weeks of talks that didn’t yield a deal for the $325 million in annual concessions the airline says are crucial to its revival.

Interstate Bakeries Reports Smallest Monthly Sales Since Bankruptcy (WIBW-TV Topeka)
Twinkie maker Interstate Bakeries reports the lowest level of monthly sales since it filed last year for bankruptcy protection. The Kansas City-based company said it took in $239 million in revenue in September, slightly less than the August level.

NYRA hires bankruptcy law firm (Capital News 9)
The New York Racing Association has hired a top bankruptcy law firm in case it can’t raise the $20 million it needs to stay afloat. NYRA Co-Chairman Peter Karches said the organization hired Weil, Gotshal and Manges, which was named the U.S. bankruptcy law firm of the year for 2004.

Interstate Bakeries reports smallest sales since bankruptcy (Kansas City Star)
KANSAS CITY, Mo. – Interstate Bakeries Corp., the maker of Hostess Twinkies and Wonder Bread, reported its lowest level of monthly sales since it filed for bankruptcy protection last year.

• An overview of mortgage information for 10 homes in the Laurel Woods neighborhood that went through foreclosure since (Myrtle Beach Online)
  The home | Williams financed a 1999 mobile home at 8157 Woodland Drive (above) in June 2000 with a $93,900 mortgage from IndyMac Bank. What happened | The 30-year mortgage had an adjustable interest rate that changed annually after the first three years, with a minimum of 5.875 percent and a maximum of 17.875 percent.
• An overview of mortgage information for 10 homes in the Laurel Woods neighborhood that went through foreclosure since (Myrtle Beach Online)
  The home | Slaton financed a 1997 mobile home at 8076 Youngwood Turn (above) in June 2001 with an $86,100 mortgage from Northern Pacific Funding Group.
• Cox Proposes Legislation to End Predatory Mortgage Practices (Rockbridge Weekly)
  Glasgow, VA – David Cox today stood with Mrs. Louise Sledd and her attorney to shed some light on the predatory and immoral practices of some mortgage servicers operating in Virginia.
• Forgo foreclosure (Poughkeepsie Journal)
  When Ed Ennenga lost his job, it put a strain on his finances. Eventually, he got another job, but not before falling behind on the mortgage payments for his family’s home in Accord. Fortunately, he was able to avoid going into foreclosure, where his lender would repossess his house.
• TransUnion Increases Focus on Mortgage Servicing Technology and Outsourcing Solutions (Business Wire via Yahoo! Finance)
  In a strategic move to enhance its mortgage servicing offering, TransUnion Settlement Solutions today announced the hiring of industry veteran Bob Spector as vice president of servicing for the company.
• Mortgage 101
  information about the mortgage process, with rates, mortgage calculators, market information, downloadable forms, and connections to local mortgage companies.
• How to Avoid Foreclosure – HUD
  Communities. Working with HUD. Resources. Tools. How to Avoid Foreclosure. Related Information. The guidance below (and in the “How to Avoid Foreclosure” pamphlet) is applicable to homeowners with FHA Insured loans. … Q: What Happens When I Miss My Mortgage Payments? Foreclosure may occur … worth less than the total amount you owe on your mortgage loan, a deficiency judgment could be pursued …
• Mortgage Foreclosure
  Daniel R. … effectively and cost efficiently handled numerous mortgage foreclosure cases on behalf of lenders and … requirements as specified by the Mortgage Foreclosure parts and clerks in in …
• LII: Law about…Mortgages
  LII: An overview of mortgage law with links to key primary and secondary sources. … to make payments results in the foreclosure of the mortgage. Foreclosure allows the mortgagee to declare that … Failure to pay the mortgage debt once foreclosure of the land occurs …
• USTP – Bankruptcy Fraud Scams
  … Calls itself a “mortgage consultant,” “foreclosure service,” or similar name. … an individual or company is running a mortgage foreclosure scam, contact the local office of the United …

• Strained By Debt, RSF Asks For Input (The Daily Californian)
  As the Recreational Sports Facility reels from a multimillion dollar debt, campus officials are opening the floor to students in a town hall meeting tonight to develop a strategy to resolve their long-standing financial troubles.
• Up Next (CBS News)
  Ed Bradley profiles Yankees superstar Derek Jeter, and has a revealing chat with Jeter’s mom. See the report this Sunday on the 38th season premiere of 60 Minutes .
• Linklaters tops tables for debt and equity capital markets (Legal Week)
  Linklaters has retained its top spot for debt and equity capital markets work for the third quarter of 2005, according to new league tables.
• Promoting Ghana (AllAfrica.com)
  Ghanaian President J.A. Kufuor and his US counterpart George Bush have exchanged ideas on emerging global issues, especially on the security situation in Africa as well as a review of Ghana-US relations.
• (The Age)
  Variety magazine editors Steven Gaydos, Carole Horst and Steve Chagollan explain how they compiled their list of 100 greatest entertainment icons. –

• • Getting Out of Debt
    … Publishing Editor of this site and author of Dealing with Debt, our FREE Bonus Gift for subscribers! … a free copy of Dealing with Debt, just hit ‘Reply’ from our …
  • Dealing with Debt – from Lawyers.com
    Dealing with Debt. Are you having trouble paying your bills? Are you getting dunning notices from creditors? Are your accounts being turned over to debt collectors? Are you worried about losing your home or your car? You’re not alone. … Dealing with Debt. Print this page … At that point, the creditors have given up on you. Dealing with Debt Collectors …
  • Fair Debt Collection
    Answers commonly asked questions about your rights under the Fair Debt Collection Practices Act, which requires that debt collectors treat you fairly and prohibits certain methods of debt collection. … be contacted by a “debt collector.” …

• TMF: Dealing with Debt
  The Motley Fool Discussion Boards: The Best Financial Community on the Web. … Online BrokersISAsCredit CardsMortgagesPersonal LoansOnline BankingGet Out of DebtTaxesPensionsInsuranceSavings … Managing Your Finances / Dealing with Debt. Post New | Create Poll …
• Dealing With Debt Collectors FAQ
  What you need to know about dealing with bill collectors. … Email to a Friend. Dealing With Debt Collectors FAQ … The federal Fair Debt Collection Practices Act (FDCPA, 15 U.S.C ..